NorthPoint Charge Account
The NorthPoint Charge Account gives contractors, businesses, and homeowners the financial flexibility to get equipment on site today — without upfront payment. Apply in under 5 minutes. Valid at all five NH locations.
The NorthPoint Charge Account
Every contractor knows the timing problem: equipment is needed at the start of a project, but payment from the client comes at the end. Every homeowner tackling a major project knows it too — the septic has to be replaced this week whether the budget is perfectly lined up or not.
The NorthPoint Charge Account was built for exactly this situation. Once approved, you can reserve and receive equipment at any NorthPoint location without upfront payment. You receive a detailed monthly invoice instead. Pay upon receipt — or take up to 30 days before a finance charge applies.
It is not a loan. It is not a credit card. It is a business charge account with a local equipment rental company that knows your projects, your region, and what you need to get the job done.
The application takes under 5 minutes. Approvals are processed quickly so you are not waiting when the job site is ready to go.
You can also apply in person at any of NorthPoint's five NH locations during business hours. Mon–Fri 7:30am–5pm · Sat 8am–12pm
Account Benefits
Once approved, the NorthPoint Charge Account changes how your operation interacts with equipment rental — less friction at the counter, better visibility into project costs, and cash that stays where it needs to be.
Who Uses the Charge Account
The NorthPoint Charge Account is available to businesses of all sizes — from solo operators to established contractors — and to qualified homeowners managing larger projects. If you rent equipment more than once a year, the account makes every rental faster and your bookkeeping cleaner.
The Process
The Charge Account is designed to be operational quickly. Here is how it works from application to having equipment on your job site.
Account Terms
NorthPoint is transparent about how the Charge Account works. Here are the terms in plain language.
| Term | Detail |
|---|---|
| Application time | Under 5 minutes online, by phone, or in-store |
| Who can apply | Businesses of all sizes and qualified homeowners across New Hampshire |
| Required to apply | Photo ID · Proof of address · Phone number · Email address · Major credit card |
| Upfront payment at rental | Not required once approved — equipment is released on the account |
| Invoice timing | Monthly — covers all rentals across all NorthPoint locations in the billing period |
| Invoice due date | Due and payable upon receipt |
| Finance charge | 1.5% per month (or maximum lawful rate, whichever is less) on balances unpaid after 30 days |
| Authorized users | Additional crew members can be added to rent on the account without the primary account holder present |
| Loyalty Club credits | All Charge Account rentals earn NorthPoint Loyalty Club credits toward your tier and future discounts |
| Valid locations | All five NorthPoint NH locations — Ashland, Tilton, Hooksett, Rumney, and Colebrook |
| Monthly rental cancellation | 7-day advance notice required. No-notice cancellation: 25% fee. No-show after delivery attempt: full daily rate charged. No-show on weekly rental: 50% of rental. No-show on monthly: 30% of rental. |
Combine Both Programs
The Charge Account and the NorthPoint Loyalty Club work independently — but they work better together. Every rental you make through your Charge Account still earns Loyalty Club credits. Use deferred payment to manage cash flow while building toward Silver or Gold tier rewards.
The more you rent, the more your account delivers: better cash flow management through the Charge Account, and real rental discounts through the Loyalty Club. Both programs are free to join and available at all five NH locations.
Common Questions
Get the equipment your project needs today. Pay when the invoice arrives. Join thousands of NH contractors and businesses who rent smarter with the NorthPoint Charge Account.